Does A Creditor Have To Stop Legal Action And Phone Calls To Debtor If There Is A Credit Counseling Agency Involved?

Agencies are able to successfully work with creditors in the majority of cases; however, there is no guarantee that impending legal action can be stopped. Many creditors will halt this action upon the implementation of a program, and collection calls normally cease within 90 days.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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