Can Creditors Collect From A Judgment?

Even though creditors may get judgments (court orders saying you owe the money), they may not be able to collect.   If you don't own a home, are unemployed, don't have money in the bank, and your other possessions aren't worth much, you may be "judgment­proof" (the creditor can't force you to pay). You can't be put in jail for not being able to pay your debts.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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