What Types Of Creditor Practices Are Prohibited?
A creditor may NOT:
- Tell anyone that you owe money;
- Send or put anything on an envelope that identifies the writer as a debt collector;
- Use threats of violence to harm anyone or anyone's property or reputation;
- Falsely imply that the debt collector represents the United States government or any state government;
- Use any false name;
- Falsely imply that the debt collector is an attorney or represent that papers are legal forms, when they are not;
- Falsely imply that you committed any crime;
- Falsely represent that the debt collector operates or works for a credit bureau; or
- Falsely give CREDIT INFORMATION about you to anyone.
Speak to an Experienced Creditors Rights Attorney Today
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified creditors rights lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local creditors rights attorney to discuss your specific legal situation.
Additional Creditors Rights Articles
- What Kind Of Debt Can Be "Collected"?
- Who Is A Debt Collector?
- How May A Creditor Contact The Debtor?
- Can A Creditor Be Stopped From Calling The Debtor?