When can a creditor garnish wages?

For the most part, a creditor must sue, obtain a court judgment and then solicit the help of a sheriff or other law enforcement officer to garnish wages. Even then, a creditor can only garnish a certain percentage of the debtor's net pay. 

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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