How Can Wages Be Garnished?
• In three situations wages may be garnished before you sue:
- The IRS can take everything but about $100 a week.
- The Department of Education or a state guarantee agency can garnish up to 10% of wages if in default on a student loan.
- Up to 50% of wages can be garnished to pay child support or alimony.
To place a lien on a house or empty a bank account, almost all creditors must first sue, get a judgment and then use a law enforcement officer. A few creditors, such as an unpaid contractor who worked on a house, can put a lien on a home without suing. And again, the IRS is an exception it can place a lien or empty a bank account without suing first.
A tax refund can never be taken unless the Treasury Department receives such a request from the IRS, the Department of Education or a child support collection agency.
Speak to an Experienced Creditors Rights Attorney Today
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified creditors rights lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local creditors rights attorney to discuss your specific legal situation.
Additional Creditors Rights Articles
- Can a Creditor Add Interest to a Debt?
- What Can A Creditor Do Before Going To Court?
- What can't a creditor do?
- When can a creditor garnish wages?