Do Collectors Have Only A Certain Amount Of Time To Sue For Payments?

The first thing to do is determine if the statute of limitations for collecting a debt in your state has passed. If the debt is older than the statute of limitations, you are wasting time by harassing for an un­collectable debt, as the original creditor or the assigned collection agency cannot go to court to get a judgment.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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