How May A Creditor Contact You?

A creditor may contact you in person, by mail, telephone, telegram or fax. However, a creditor may not contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree. A creditor also may not contact you at work if the creditor knows that your employer disapproves of such contacts.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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